Contact us
Careers
Locations
Help
Pages
- About
- Business
- Card Management Privacy Policy
- Careers
- Contact Us
- E-Statement Enrollment
- E-Statement Enrollment Next Step
- Educational Resources
- External Loans Terms and Conditions
- Fees PDF
- Free Visa Debit Card
- Help
- Homepage
- Important Notice
- Important Notice
- Loan E-Disclosure
- Loan E-Disclosure Enrollment Next Step
- Loans
- Mobile Privacy Policy
- Online Services Hardware and Software Requirements
- PB&T Biz Application
- Personal
- Sitemap
- Sponsorship Services
- SSO Error
- Trust
- Trust & Investment Services Online Account Enrollment
- Uploads
- Wealth Management
Posts
- Apple Watch Banking
- Romance Scams
- PB&T Bank Business Digital Banking User Guide
- Security Awareness Resources
- Disasters strike: Are you ready for a health crisis or a natural disaster?
- 3 Reasons Why You Should Update Your Contact Info
- 4 Steps to Creating a Strong Password
- The Complete Guide to HSA
- Pueblo Relocation Guide: Getting to Know Your New Town
- Estate Planning for Your Pet: Establishing a Pet Trust in Colorado
- Attention: Business Account Holders
- Cybersecurity Tips for Your Business in Colorado
- Cañon City Relocation Guide: What You Need to Know for a Successful Move
- Online Banking Security Tips
- Avoiding Social Engineering Attacks
- Mobile Financial Services
- Commercial Internet Banking Risk Assessment and Controls Evaluation
ACH Rules
- New Return Reason Code for Sanctions Compliance Obligations
- International ACH Transactions (IAT)
- Registration of IAT Contacts in the ACH Contact Registry
- Definition of IAT Entries
- Funds Availability Requirements for Non-Same Day Credit Entries
- RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 2)
- RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1)
- RISK MANAGEMENT TOPICS – Company Entry Descriptions
- NOTICE OF AMENDMENT TO THE 2025 NACHA OPERATING RULES
- ACH Operations Bulletin #2-2025 Encouraging the Use of Secure Electronic Channels for Resolving ACH Exceptions
- ACH Operations Bulletin #1-2025 Same-Day Processing of ACH Returns by RDFIs
- RISK MANAGEMENT TOPICS
- MINOR RULES TOPICS
- NOTICE OF AMENDMENT TO THE 2023 NACHA OPERATING RULES: Network Administration Fees
- NOTICE OF AMENDMENT TO THE 2023 NACHA OPERATING RULES: Supplement #1-2023 to the Nacha Operating Rules
- Micro-Entries (Phase 2)
- Third-Party Sender Roles and Responsibilities
- Micro-Entries
- Supplementing Data Security Requirements (Phase 2)
- Increasing the Same Day ACH Dollar Limit
- Meaningful Modernization
- Limitation on Warranty Claims
- Reversals and Enforcement
- Supplementing Data Security Requirements
- Expanding Same Day ACH
- Supplementing Fraud Detection Standards for WEB Debits
- Differentiating Unauthorized Return Reasons
- Increasing the Same Day ACH Dollar Limit
- Providing Faster Funds Availability
- Return for Questionable Transaction
- ACH Rules Compliance Audit Requirements
- Minor Rules Topics
- Same Day ACH: Moving Payments Faster (Phase 3)
- Improving ACH Network Quality – Unauthorized Entry Fee
- Third-Party Sender Registration
- Same Day ACH: Moving Payments Faster (Phase 2)
- Same Day ACH: Moving Payments Faster (Phase 1)
- Minor Rules Topics
- Disclosure Requirements for POS Entries
- Establishing an Inquiry Process for Administrative and Overall Debit Return Rates
- Reducing the Unauthorized Return Rate Threshold
- Reinitiation of Debit Entries
- Dishonored Returns and Contested Dishonored Returns Related to an Unintended Credit to a Receiver
- Notification of Change (NOC) – Removal of Change Code C04 (Incorrect Individual Name/Receiving Company Name)
- Clarification on Prenotification Entries and Addenda Records
- NACHA Enforcement Authority
- Third Party Senders (TSPs) – Originator and Third Party Service Provider (TSPSs) audits required upon request by NACHA
- Alignment of Audit Requirement with Rules – Proof of Authorization
- Prenotification Entries
- Proof of Authorization for Non-Consumer Entries
- Editorial Clarification
- Identification of Additional Parties to an International Payment Transaction
- Identification of Country Names within IAT Entries
- Incomplete Transaction Clarifications
- Person-to-Person Entry Refinements
- Person-to-Person Payments via ACH
- Use of the Tilde as Data Segment Terminator
- Reclamation Entries – Corrections to Rules Governing Authorization
- ACH Security Framework
- Effective Period of Stop Payment to Non-Consumer Account
- Healthcare Payment via ACH
- Originator Obligations with Respect to Notifications of Change for Single Entries
- IAT Modifications and Refinements