Working Capital Loans

For many small businesses, finding the available funds needed to grow or expand is a daunting task. Working capital financing is a short-term loan that can be used toward legitimate business expenses.   Whether you’re trying to meet customer demand or pay for unexpected bills, a working capital loan can provide the funds you need to cover a wide variety of business expenses. 

How can a working capital loan help my business?

Staffing, training, and payroll expenses are examples of some ways businesses use working capital loans to keep their operations running smoothly. For businesses looking to grow, working capital financing can help cover marketing and advertising expenses as well as help purchase the inventory or supplies needed to meet increased customer demand. When a pipe bursts or shipment goes missing, a working capital loan can help you handle the unexpected expenses and get back on track. If your small business needs a little help reaching its goals, PB&T is here to provide business capital loans to help. At PB&T Bank, we focus on local companies and are dedicated to meeting the needs of businesses in Colorado. Every business is different, and so are your business needs. We offer specialized loans tailored to the needs of our community and the businesses we serve. We know how important working capital is to the success of your business. Let us help! Contact a local PB&T lender or visit one of our nearby branches today.

How to Apply for Working Capital Financing?

Step 1

Apply in-person at one of our locations or over the phone by speaking to one of our lenders.

Step 2

Work with your lender to determine the loan amount and terms that will work for you. Our local lenders provide quick decisions.

Step 3

Provide information to see if you qualify:

  • Financial history of your business
  • Credit history for your business
  • Documentation proving your relationship to the business

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.