Free Business Checking Account

Open your free business checking account at PB&T Bank today! Call us at 1-888-728-3550 to speak with a live member of our team or visit one of our locations to get started!

PB&T Bank proudly serves our local Colorado markets with a personal touch. Our Free Business Checking account provides the tools, accessibility and security your business needs to succeed. Featuring no minimum balance requirement and no monthly service charge, our Free Business Checking account is ideal for any small business or start-up. If your business requires less than 1,000 transaction items each month, PB&T’s Free Business Checking may be the best account for you.

Designed to make business banking simple and accessible, PB&T’s Free Business Checking accounts include a free Visa® Business Debit Card and Mobile Banking. As Colorado’s trusted business lender, we’re confident that our Free Business Checking account provides the features, security and ease of use you need to take the stress out of business banking. In fact, when you open a PB&T Free Business Checking account, we’ll buy back your unused checks and debit cards from another financial institution.

  • No minimum balance
  • No monthly service charges
  • 1,000 FREE monthly transaction items°
  • Up to $15,000 currency deposited per month FREE^
  • Remote Deposit
  • FREE Visa® Business Debit Card
  • FREE Mobile Banking 
  • FREE SAFe*Statements
  • FREE thank you gift**
  • Buy back of your unused checks and debit cards from another financial institution***

How to Open a Free Business Checking Account

Step 1

Apply in-person at one of our locations.

Step 2

Provide the following information and documentation:

  • An initial deposit of $50
  • Business name
  • A U.S. physical street address for your business
  • Tax Identification Number
  • Documents showing legal existence of the entity

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of PB&T Bank.

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply.  See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit is only $50.  Ask us for details.

°Transaction items include all debits, credits and deposited items.  If the Free Business account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.

^Includes coin and currency.  If the Free Business account exceeds $15,000 in monthly coin and currency deposits, the account may be converted to another checking product.

**Free gift may be reported on a 1099-INT or 1099-MISC.  Free gift provided at the time of account opening.

***$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.