Commercial Checking Account

Open your commercial checking account at PB&T Bank today! Call us at 1-888-728-3550 to speak with a live member of our team or visit one of our locations to get started!

PB&T Bank understands that your business doesn’t stop when it hits the transaction limits set by your old bank account. For our middle market and larger business customers, we proudly offer our Commercial Checking account. Commercial Checking is ideal for Colorado businesses that need a broader range of services and have more than 1,000 transaction items each month.

Designed to make business banking simple and accessible, PB&T’s Commercial Checking accounts include a free Visa® Business Debit Card and Mobile Banking. As Colorado’s trusted business lender, we’re confident that our Commercial Checking account provides the features, security and ease of use you need to take the stress out of business banking. In fact, when you open a PB&T Commercial Checking account, we’ll buy back your unused checks and debit cards from another financial institution.

  • Only $15 monthly service charge
  • Transaction items are just 12¢ each°
  • Coin and currency deposits just $1 per $1,000
  • Remote Deposit
  • Bill Pay
  • FREE Visa® Business Debit Card
  • FREE Online Banking
  • FREE Mobile Banking 
  • FREE SAFe*Statements
  • FREE thank you gift**
  • Buy back of your unused checks and debit cards from another financial institution***

How to Open a Commercial Checking Account

Step 1

Apply in-person at one of our locations.

Step 2

Provide the following information and documentation:

  • An initial deposit of $50
  • Business Name
  • A U.S. physical street address for your business
  • Tax Identification Number
  • Documents showing legal existence of the entity

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of PB&T Bank.

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.


Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply.  See fee schedule for details.  Bank rules and regulations apply.  Minimum opening deposit is only $50.  Ask us for details.

°Transaction items include all debits, credits and deposited items.

**Free gift may be reported on a 1099-INT or 1099-MISC.  Free gift provided at the time of account opening.

***$10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.