Direct Interest Checking Account

Open your checking account at PB&T Bank today! Call us at 1-888-728-3550 to speak with a live member of our team or visit one of our locations to get started!

PB&T Bank proudly serves our local Colorado markets with a personal touch. We created the Direct Interest Checking account to provide our customers with a FREE interest-bearing checking account. Once you set up direct deposit or other automatic payment, your Direct Interest Checking account is ready to put your money to work earning interest at a competitive rate. PB&T’s Direct Interest Checking account features all the tools, accessibility and security you need for your daily financial transactions. With PB&T’s Direct Interest Checking account you receive a free Visa® Debit Card and surcharge-free access to 55,000 Allpoint ATMs worldwide. There is no minimum balance requirement and no monthly service charge. If you have recurring direct deposits or other automatic payments, PB&T’s Direct Interest Checking may be the best checking account for you.

  • Competitive interest
  • No minimum balance
  • No monthly service charges
  • FREE Visa® Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking 
  • FREE SAFe*Statements
  • FREE thank you gift^
  • Buy back of your unused checks and debit cards from another financial institution**
  • Surcharge-FREE transactions at 55,000 Allpoint ATMs worldwide

How to Open a Direct Interest Checking Account

Step 1

Apply in-person at one of our locations.

Step 2

Provide the following Information and Documentation:

  • An initial deposit of $50
  • Date of Birth
  • A social security number or Tax Identification Number
  • A U.S. residential street address
  • A State-issued driver’s license, identification card, passport or military ID

Reorder Checks

Click below to reorder checks from our partner website. You will need your checking account number, zip code, and the PB&T Bank routing number (107000068).

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of PB&T Bank.

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply.  See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or corporation.  Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

^Free gift may be reported on a 1099-INT or 1099-MISC.  Free gift provided at the time of account opening.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.