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Construction Loans

When You Are Serious About Building, You Need A Serious Bank. A construction loan is a short-term draw note, typically 6 to 12 months in length, used to fund the cost of building a home. The construction project is used to secure the loan. Monies are advanced as work is completed. Construction loans are made to both individuals and contractors. How To Get A Construction Loan:

  1. Pre-qualify for your permanent mortgage to determine how much you can spend.
  2. Choose a building site.
  3. If using a contractor, identify floor plan and building costs.
  4. If building your own home, identify floor plan and exact costs.
  5. Call PB&T Bank at (719) 545-1834, Toll Free 1-888-728-3550 or call your local branch.


  • Personal, friendly and individual service
  • Competitive rates
  • Weekly draws