Direct Interest Checking Account

Open your checking account at PB&T Bank today! Call us at 1-888-728-3550 to speak with a live member of our team or visit one of our locations to get started!

Earn interest while enjoying the convenience of direct deposit or automatic payments.

  • Competitive interest
  • No minimum balance requirement
  • No monthly service charges
  • FREE Instant Issue Visa® Debit Card
  • FREE Online Banking and Mobile Banking (PB&T Anywhere) 
  • FREE E-Statements
  • FREE Bill Pay
  • Buy back of your unused checks and debit cards from another financial institution**
  • Surcharge-FREE transactions at 55,000 Allpoint ATMs worldwide

How to Open a Direct Interest Checking Account

Step 1

Apply in-person at one of our locations.

Step 2

Provide the following Information and Documentation:

  • An initial deposit of $50
  • Date of Birth
  • A social security number or Tax Identification Number
  • A U.S. residential street address
  • A State-issued driver’s license, identification card, passport or military ID

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply.  See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or corporation.  Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.